THE 21 COVENANTS OF RED CAPITAL GROUP
RED’s culture is unique. Our employees are innovative, hardworking, collegial, and have unparalleled business expertise. We are 100% focused on serving the customer and we abide by a set of 21 Covenants, the first and last of which are “Always Do the Right Thing.”
1st: Always Do The Right Thing.
2nd: Do more with less. Do it faster. Do it better.
3rd: Where others see problems, find opportunities.
4th: Where others see risk, find margin and flow. Mitigate risk through selectivity and underwriting.
5th: Where others see complexity, push through to simplicity.
6th: Where others see only upside, find the downside.
7th: When others are in a hurry, be patient, thoughtful and analytical.
8th: Think of your colleagues as customers. Think of your customers as colleagues. Respect them as people. Treat them as you would like to be treated.
9th: Demand clarity in documentation.
10th: Never sacrifice the long run to the short run.
11th: Employ the power of teamwork.
12th: Anticipate the worst possible outcome; mitigate against it; do not, however, be afraid to take a well considered risk.
13th: Be consultive; two minds are better than one.
14th: Be attentive to detail; the details can kill you.
15th: Be innovative; if you stop, the world will pass you by.
16th: Be aggressive; the world will not come to you.
17th: Be thoughtful; this is a thinking person’s business. Thoughtless errors, large or small, are unacceptable.
18th: Work hard; there is no such thing as easy money.
19th: Learn; knowledge is both power and the key to success.
20th: Meet problems head on; timely action is the key to avoiding loss. Never delay advising senior colleagues of a problem. The messenger will not be held accountable for the message. The failure to deliver such a message clearly and promptly, however, is a breach of the covenants of this partnership.
21st: Always Do The Right Thing.
THE FACE OF LENDING
RED Capital Group offers comprehensive financing solutions to specialty housing properties across the country and provides industry leading loan servicing and asset management to our clients. Thanks to our access to capital resources, RED has the financial backing your property needs, no matter the scale. With more than two decades of highly specialized industry experience, the team at RED leverages their knowledge and lending industry expertise to deliver accurate and efficient results every time.
Over the past two decades, RED Capital Group has financed and supported thousands of clients and facilitated the construction, renovation, expansion or refinancing of properties throughout the nation.
RED is proud to be the Nation’s #1 FHA/HUD Multifamily and Seniors Lender for the last five years:
- HUD FY16 Loan Count and Volume
- HUD FY15 Loan Count
- HUD FY14 Loan Volume
- HUD FY13 Loan Volume
- HUD FY12 Loan Count and Volume
Combined with the $6 billion in funding on the balance sheet of our parent company, ORIX USA, RED Capital Group finances specialty housing properties by taking advantage of our partnerships with the lending industry’s most respected capital sources, including: Federal Housing Administration (FHA), Fannie Mae DUS® , Freddie Mac, Balance Sheet Lending, Bond Financing*, Commercial Mortgage-Backed Securities (CMBS), and Sales & Trading*.